Loan

Features & benefits

Borrow from USD 1,000 to USD 25,000

Spread your repayments over one to five years for loans of USD 15,000 or less, or over one to eight years for loans over USD 15,000.

Get a quick decision

As a Premier Financial Solution current account customer, you could get an instant credit decision. Non-Premier Financial Solution current account customers should be contacted with a credit decision in 2-5 working days.

Quick access to funds

Existing Premier Financial Solution current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-Premier Financial Solution current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.

Top up your existing loan

If you've already got a Premier Financial Solution Personal Loan and your financial needs have changed, taking additional borrowing could be the answer. You can consolidate your existing loan with additional borrowing.

Make overpayments free of charge

This may reduce the amount of interest you pay.

Premier Financial Solution Advance customers could get 10% cashback

10% interest cashback at the end of the loan term. Cashback is only available on loans with 60 repayments or less. If you close your loan early or it is ended by us you will not be eligible for cashback.

3.3% APR* Representative

For loans between USD 7,000 and USD 15,000. Now also available to non-Premier Financial Solution current account customers.

*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

The APR rates may vary based on the amount borrowed. Please use the calculator or the loan's interest rate table (PDF, 57KB) for more details.